Questions
What people ask before they sign up.
Mostly the same handful of things, so here they are answered properly rather than buried in a chat widget.
- Is my data safe with you?
- Your records live on your device first and sync to your own workspace, which only you and the people you invite can open. We don't sell data, we don't share it with lenders, and we don't hand it to anyone without your instruction. You can export everything you've entered at any time.
- Do you report me to the tax authority?
- No. Nothing is submitted until you read a return and certify it yourself. Until that moment, your records are visible to you and whoever you've invited — nobody else. We work for you.
- What if I have no network?
- Keep working. Records save on your device immediately, and reading your ledger, invoices and positions all work with no line at all. When you're back, it syncs itself, and the pill at the top tells you how many records are still waiting.
- What if my phone dies or I clear my browser?
- Anything already synced is safe in your workspace and comes back when you sign in elsewhere. Installing BizBrada to your home screen tells the browser to treat your records as permanent — we prompt you to do that after your first record for exactly this reason.
- I've never filed anything. Can I still start?
- Yes, and you're in good company. Start by recording what's happening now. Once there's a month of records we can see clearly what's outstanding, sort your TIN if you don't have one, and take the backlog in order.
- I'm behind by months. Is that a problem?
- It's the most common situation we see. Being behind is fixable; staying quiet about it is what gets expensive. Tell us how far back it goes and we'll work through it with you, oldest first.
- Do I pay company income tax or personal income tax?
- It depends on one thing: whether you're a registered limited company. A company pays company income tax to the federal service. A business name, a partnership or an unregistered shop isn't separate from you in law, so the profit is your income and your state collects the tax on it. You tell BizBrada how you're registered when you set up, and we show you whichever of the two applies — change it the day it changes in real life.
- My staff live in a different state from my shop. Where does their PAYE go?
- To the state each person lives in, not the state your shop is in. So a Lagos shop with an Ogun-resident staff member remits to two offices. The staff register asks for each person's home state and the PAYE report groups the month by revenue service, with a separate total for each — so you're not splitting it by hand.
- Do you cover my state?
- Federal rates and dates are held for everywhere in Nigeria. State rates we hold Lagos in full, and we're adding states one at a time. Anywhere else you'll still see the state obligations and their dates — we just won't put a figure on the state part until we hold that state's own rates. We'd rather leave an honest gap than hand you a confident number you might file on.
- Do I need an accountant as well?
- For most small businesses on our filing tier, no — that review is done by a licensed professional. If you already have an accountant, invite them as a bookkeeper and they can work in your records directly.
- Can my staff use it without seeing everything?
- Yes. Staff can record sales and expenses and see their own entries. Your tax positions, filings and the full ledger stay with you. Only an owner can remove a record, and every removal stays in the trail.
- How much data does it use?
- Very little. Payloads are small by design, photos are compressed on your device before upload, and Save data mode holds attachments back until you're on a better connection.
- What does it cost?
- Keeping your books is free. When you want a return filed, the app gives an estimate first. A licensed professional reviews your figures and sends a fixed quote before filing. You approve it first. Nil returns are free. What you owe in tax goes to the tax authority — we never hold your tax money.
- Can I use it on a laptop?
- Yes. BizBrada is a web app first, so it works on a laptop, a tablet and an Android phone with the same records behind it. Install it on whichever you use most.
- What if the figure is more than I expected?
- Tap the explanation on your compliance screen. It shows the arithmetic, the biggest sales behind the figure, and the honest ways it might come down — usually purchases you haven't entered. If it's still wrong, you get a person, not a help article.